Thanks, Ben.

So I moved both .emacs and gambit.el to /home/steve, ran emacs, and keyed in M-x run-scheme.  Emacs now says: 

Cannot open load file: gambit

From: Ben Goetter <goetter@mazama.net>
To: Steve Graham <jsgrahamus@yahoo.com>
Cc: Gambit List <Gambit-list@iro.umontreal.ca>
Sent: Thursday, February 21, 2013 9:45 AM
Subject: Re: [gambit-list] Combining Emacs and Gambit

.emacs goes in your home directory, not your emacs.d directory.

On 2/21/2013 8:41 AM, Steve Graham wrote:
I've reviewed the web page on this and have:
1) Created a .emacs file in the /home/steve/emacs.d directory and put the following lines in it: